Get Cheaper Classic Car Insurance

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A classic car as special as yours deserves a special kind of insurance policy.
That's where Adrian Flux could help. With over 40 years experience in arranging insurance for every car imaginable – and some you probably couldn't imagine – we can tailor a classic car policy as unique as your vehicle.
We know that owners of classic cars are not like other motorists and the classic car insurance cover we arrange can take this into account.
  • We were the pioneers of limited mileage policies, giving classic car owners comprehensive insurance at a fraction of the previous cost

  • We also introduced Cherished policies that can lower premiums on cars as young as 5 years old

  • We offered kit car insurance when no-one else would

  • We can offer agreed value classic cover

  • We could offer laid up cover for your projects

  • Members of most classic car owners clubs and forums could also benefit from discounts of up to 15%. If you're not a member of a club yet, check out our list of classic car manufacturers and owners clubs, as the membership of a club often pays for itself
We can offer flexible and competitive classic car insurance quotes for most circumstances, sourcing the best available scheme from amongst the many offered by our panel of over 40 insurers. Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last – we will do our very best to beat the cheapest quote you get.*

What constitutes a classic car can sometimes be a matter for dispute, but you will find that we have a broader definition than most of our competitors, which includes cars as young as 5 years old. We could arrange great cover whether your car is a Vauxhall VX220, Austin Seven or even a trusty Ford Cortina.
Whether you bought your car as a 'project', a hobby or simply to have fun driving in, we understand the particular needs that classic car owners have from a classic insurance policy. That's why we could offer:
  • Agreed value cover – many insurers will only pay out the 'market value' of your classic car if you suffer a total loss. We could assess your car and agree cover for its true value, so you won't get a nasty surprise if you need to make a claim.

  • Laid up policies – so your classic projects are fully protected from theft or mishap.

  • Limited Mileage discounts – the fewer miles you drive, the more you can save, from as little as 1,500 miles. Because classic cars tend not to be driven every day, most schemes incorporate a limited mileage element. Unlike many of our competitors, however, we could also offer insurance for people who use their classic car more frequently.


  • Wedding Hire cover – could be arranged on application.

  • Track Day / Rally cover – could be arranged on application, depending on the policy taken.

  • Owner's Club Discounts – If you belong to a recognised classic car owners club or enthusiasts' forum, you may receive a discount of up to 15%, depending on the policy taken.

  • Modified Classic Insurance – Almost all modifications could be covered on a like for like basis
    Where else would you go to insure your kit car or replica than the United Kingdom's largest and longest established kit car insurance intermediary?
    Adrian Flux is the UK's number one kit car insurance specialist, and we have been insuring kit cars of all types for over 40 years now. Because we have a wide range of specialist kit car insurance schemes, from a number of leading insurance providers, we are able to offer cover for many situations, including young drivers, powerful cars, classic kit cars and even offer track day cover on some policies.
    From a Caterham Seven to an Ariel Atom, from a VW Baja Bug to a Land Ranger 4x4 kit car, from a replica Ferrari 355 to a four-poster bed on wheels. If you can build it, in most cases we can cover it!
    With over 40 years experience in arranging insurance for every kit and self-build car imaginable, we will tailor a kit car insurance policy as individual as your vehicle.
    Our many years in the field have enabled us to gain a vast knowledge of the kit car market, we know the needs of the kit car owner and deliver tailor made and well tested insurance policies providing cover from build to road.
    Whether you are collecting, building or driving your kit car, in most cases Adrian Flux has a policy for you. What's more, we have members of staff who have built and run their own kit cars, so we know exactly what you want from your policy.
    We have special schemes covering Caterham, Westfield, Robin Hood, Lotus Seven Replicas. Cobra replicas, Beauford, Lomax & Quantum models to name just a few of the 300 plus makes we currently insure.

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